International Health Insurance
The University offers many education abroad opportunities to enrich the educational experience of students; however, these opportunities require careful planning to minimize health and safety risks, including the requirement that all students (and, in some cases, faculty and staff) obtain international health insurance before participating in an education abroad experience. (See the policy: Education Abroad Opportunities: Addressing Health)
Click or see below for more information about the following:
Students
All students traveling abroad in connection with their University of Minnesota studies are required to receive international health insurance approved by the University’s Risk Management Office. To assist students in meeting this requirement, the learning/study abroad offices at all University of Minnesota campuses offer mandatory international health insurance provided through Cultural Insurance Services International (CISI).
Most students are covered by this policy when participating in University of Minnesota sponsored and cosponsored programs, custom programs offered by colleges and departments, outside programs, WIV (work, internship, volunteer) opportunities, directed and/or independent study, and others.
Check with the learning/study abroad office on your campus to find out if you will receive this required insurance:
- Twin Cities
- Crookston
- Duluth
- Morris
- Rochester (Student Services office)
If you need to arrange your own insurance, please complete the following steps:
- Review eligibility requirements for more information on coverage requirements and options.
- Read the International Insurance FAQ to address common questions.
- Apply now for your mandatory insurance.
- NOTE: If you will spend extra time overseas before or after your program, we strongly encourage you to purchase adequate insurance to cover that time. CISI will allow students to purchase up to 30 days of insurance beyond the dates of the University of Minnesota coverage.
Faculty/Staff
All University of Minnesota faculty and staff are required to purchase CISI insurance when traveling abroad, if they are not covered by MedEx through a University of Minnesota health insurance plan. Faculty and staff leading students abroad MUST be covered by the same insurance coverage as students.
- Review eligibility requirements for more information on coverage requirements and options.
- Apply now
- NOTE: If you will spend extra time overseas before or after your program, we strongly encourage you to purchase adequate insurance to cover that time. CISI will allow faculty/staff to purchase up to 30 days of insurance beyond the dates of the University of Minnesota coverage.
Policy Details
The University has negotiated a new contract with CISI at a low monthly rate of $28.50. Policy details are listed below.
CISI Health Insurance Policy 2009-10
The following are basic items included in the CISI health insurance policy 09-10:
- Emergency 24-hour telephone assistance
- Medical/travel/technical assistance services
- Accidental medical/sickness expense
- No deductable
- Mental and nervous benefit: $20,000 inpatient and $10,000 outpatients
- Prescription drugs: paid at 100%
- Pre-existing conditions: up to $100,000
- Emergency family reunion benefit and return ticket benefit
- Medical evacuation/repatriation
- Political and security evacuation
- Returns of mortal remains
- Accidental death and dismemberment
- 90 day, $10,000 Home country extension of benefits coverage for injuries that began while covered overseas
- Guaranteed payment directly to foreign hospitals when it is an option
A copy of the insurance card and policy will be provided to each individual insured.
Your ID number for the '09-'10 plan is GLM N0483530A. The toll-free, 24/7 assistance number is 1-877-577-9504. When calling collect (from outside the U.S.), call (01-240) 330-1520 or email: OPS@europassistance-usa.com
To file a claim, you must download and complete a Claims Form and send it with all receipts to the address indicated on the form.
CISI Health Insurance Policy 2008-09
The following are basic items included in the CISI health insurance policy 08-09:
- Accidental medical/sickness expense
- Mental and nervous benefit: inpatients and outpatients
- Prescription drugs: paid at 100%
- Pre-existing conditions: up to $1,500
- Emergency 24-hour telephone assistance
- Medical/travel/technical assistance services
- Maternity
- Emergency family reunion benefit
- Medical evacuation/repatriation
- Political evacuation
- Returns of mortal remains
- Accidental death and dismemberment
- Home country extension of benefits coverage for injuries that began while covered overseas
- Guaranteed payment directly to foreign hospitals when it is an option
A copy of the insurance card will be provided to each individual insured.
Your ID number for the '08-'09 plan is GLB 9111646. The toll-free, 24/7 assistance number is 1-800-472-0906. When calling collect (from outside the U.S.), call (01-713) 267-2525 or email: customerservice3@aig.com
To file a claim, you must download and complete a Claims Form and send it with all receipts to the address indicated.